Fast Online Cash Advance
ND/NE 1-888-623-2766
Fast Online Cash Advance
Mon - Fri
9am - 1pm, 2pm - 6pm
Fast Online Cash Advance
Fast Online Cash Advance
Fast Online Cash Advance

"DirectCheck was very understanding when I was down, I have only needed their service once, but would recommend them to anyone who is looking to get an online cash advance until their next payday."
Hal

Fast Online Cash Advance

Fast Online Cash Advance

IT'S SOOOOO EASY!

Personal, friendly & hassle free! “CASH WHEN YOU NEED IT”, DirectCheck has a fast online cash advance to help get you by until your next payday. DirectCheck payday cash advances provide small, unsecured, short-term cash advances until your next payday. DirectCheck customers choose a fast online cash advance to cover small expenses and avoid costly bounced-check fees or late payment penalties and other less desirable short-term credit options. Need Money now? At DirectCheck you can come in and with no credit check, walk out with the "cash" you need, quickly, easily, and confidentially. A fast online cash advance is easy. A DirectCheck payday cash advance was designed for you to be able to access “CASH WHEN YOU NEED IT”. When you need us most, we will be there. A DirectCheck customer desiring a fast online cash advance with an active checking account and regular income simply:

To get a payday cash advance all you need is a checking account, 1 form of Identification, a current bank statement, and a current payroll check stub. Customer checks are held for an agreed-upon time period, usually about two weeks or until your next payday. After the end of that time, either the check is deposited or the customer returns with cash to reclaim the check.

At DirectCheck there is no waiting, no credit check, with over 30 midwest locations there is a fast online cash advance waiting near you. We will help you make it to your next payday. Need money now? Quick cash loans are always available in 6 Nebraska locations:

To review the qualifications & requirements and to download an application click the button below.

Fast Online Cash Advance

Customer checks are held for an agreed-upon time period, usually about two weeks. After the end of that time, either the check is deposited or the customer returns with cash to reclaim the check. (pending approval)

Nebraska and Federal law require payday and other small loans to fully disclose all rates, including annualized rates in large print on the loan. This ensures the consumers are made fully aware of the borrowing terms.

-The APR is a Federal disclosure depicting what the fee would be if it were paid over the course of a year, or 26 times for a typical 2 week payday advance. This CANNOT happen in the State of North Dakota.
-State Law mandates you can not charge a fee to extend the advance. The advance must be paid in full and then a new advance can be taken out if needed at a later time. This makes the APR a misquoted attempt at displaying the actual cost of the advance.

Formula for computing an APR:
Finance charge, divided by number of days, times 365 divided by amount financed.

Example:
Payday advance $15 fee (divided by) 14 days X 365 (divided by) $100 advance = 391 % APR NSF Fee on returned check $65 fee (divided by )14 days X 365 (divided by) $100 check amount = 1695% APR
-This assumes only 1 check is returned in this time period and does not take into consideration the continuous overdraft fees applied daily. -The NSF fee assumes a $40 fee charged by merchants and $25 return fee at the bank. -Many checks that bounce are for less than $100. A payday advance could prevent numerous checks from bouncing and preventing the additional fees.